Free printables · Money worksheets
Free Financial Literacy Worksheets for Kids and Teens
Quick answer: the five worksheets below cover the core money skills in order — needs vs. wants, saving toward a goal, earning, budgeting, and smart shopping. Print them, or copy the tables into a notebook. Each one ends with a real-money step.
Needs vs. wants sort (Ages 6–10)
Goal: Tell the difference between things we need and things we'd like.
Name: ____________________ Date: __________
| Item | Need | Want | Why? |
|---|---|---|---|
| Winter coat | |||
| New video game | |||
| Lunch | |||
| Toothbrush | |||
| Candy | |||
| Soccer shoes |
Savings goal tracker (Ages 7–13)
Goal: Pick one goal, break it into weekly amounts, and color in progress.
Name: ____________________ Date: __________
| Week | Saved this week | Total saved | Left to go |
|---|---|---|---|
| Week 1 | |||
| Week 2 | |||
| Week 3 | |||
| Week 4 | |||
| Week 5 | |||
| Week 6 |
Earning log (chores & jobs) (Ages 8–14)
Goal: Connect effort to money: record each paid job and who approved it.
Name: ____________________ Date: __________
| Date | Job | Approved by | Earned |
|---|---|---|---|
Weekly budget (save / spend / give) (Ages 10–16)
Goal: Split income into save, spend, and give before spending anything.
Name: ____________________ Date: __________
| Money in | Save | Spend | Give |
|---|---|---|---|
| Allowance | |||
| Chores / jobs | |||
| Gifts | |||
| Total |
Smart shopping comparison (Ages 11–18)
Goal: Compare two options by price, quality, and whether it's worth the wait.
Name: ____________________ Date: __________
| Question | Option A | Option B |
|---|---|---|
| Price | ||
| Price per use | ||
| Reviews / quality | ||
| Can I wait a week? | ||
| My pick |
Turn worksheets into real habits
Worksheets teach the idea; real money makes it stick. Qoin Wealth lets you assign chores, approve them, and reward real money toward your child's savings goal — the earning log and savings tracker, running on their own. For lessons, see the free financial literacy curriculum and money activities for kids.
FAQs
What are financial literacy worksheets?
They're short, hands-on activities that help kids practice money skills — sorting needs and wants, tracking savings, budgeting, and comparing prices — on paper before using real money.
What age should kids start financial literacy worksheets?
Simple sorting and counting worksheets work from about age 6. Savings trackers and earning logs fit ages 7–14, and budgeting and comparison shopping fit ages 10–18.
Are these worksheets free to print?
Yes. Every worksheet on this page is free. Use the print button, or copy the table into a notebook or spreadsheet.
How do I make money worksheets stick?
Pair each worksheet with real money. After the savings tracker, set a real goal; after the earning log, pay for real extra jobs. Practice with real money is what turns a worksheet into a habit.
Can teachers and homeschoolers use these worksheets?
Yes. They pair with our free 90-lesson financial literacy curriculum for ages 12–18 and work for classroom or homeschool use.